Personal Financial Literacy, Texas Edition, 4th Edition

Teach students the principles for taking control of their financial future with Personal Financial Literacy, 4th edition, published by Pearson. Students will learn the essential financial management skills they need to succeed in college and careers.

  • Meets YouScience™ Personal Financial Literacy and General Financial Literacy certification standards
  • Provides insight into a variety of college and career applications
  • Features teacher resources for effective instruction
  • Includes new chapters on Basic Economic Principles and Entrepreneurship
  • New coverage highlights interview skills and the “gig” economy
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Personal Financial Literacy Program with Digital Resources

Personal Financial Literacy, Texas Edition, teaches students the essential financial management skills they need to succeed in college and careers.

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College and Career Ready

Develop students’ understanding of broader economic trends and what actions they can take on their own to build financial security early in life and maintain it.

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A Contemporary Picture


A new chapter, “Basic Economic Principles,” looks at the latest trends and data affecting supply, demand, scarcity, and inflation. Another one, “Entrepreneurship,” gives insight into starting a small business, franchising, and more.

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Interpersonal Effectiveness

Students learn effective strategies for highlighting their experiences and working as a team in our new coverage of business communication and interview skills.

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New Edition Resources


The Fourth Edition features new coverage of business communication and interview skills, the “gig” employment and the “gig” economy, and updated job and salary outlooks through 2031.

Personal Finance CTE Teaching Solutions

  • Personal Application
  • Conceptual Reinforcement

Personal Application

  • Math for Personal Finance
    Math for Personal Finance features throughout the text provide point-of-use support for math concepts and skills that students can use to make decisions in the future.
  • Career Moments
    Career Moments highlight interesting occupations that students may not have considered pursuing.
  • Life Application
    Life Application features give students a relatable suggestion on how they can apply the concepts they learn to their own lives.
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Conceptual Reinforcement

  • Vocabulary
    Vocabulary terms are highlighted and repeated in the margins for easy review.
  • Checkpoint Questions
    Checkpoint questions throughout the chapter ensure that students are on track before moving on to the next topic.
  • Chapter Reviews
    Each chapter reviews concepts and vocabulary at the end as well as provides assessments to help gauge student understanding.
  • Group Projects
    Small-group or all-class projects help students practice what they have learned throughout the chapter.
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Interactive eText for your Personal Financial Literacy CTE Program

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Personal Financial Literacy, Texas Edition, is available in print or on the VitalSource eText platform. Features include search and navigation, bookmarking, note taking, read-aloud, and creating personalized study tools.

Additional Personal Financial Literacy Resources

  • Downloadable Teacher Resources
  • Teacher’s Edition
  • Student Activity Workbook
  • Visual Aid Presentations
  • Test Bank with TestGen®

Downloadable Teacher Resources

Access the complete collection of Teacher Resources provided for Personal Financial Literacy.

Download Teacher Resources
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Teacher’s Edition

The print Teacher’s Wraparound Edition includes the full student edition with teaching tips, discussion questions and differentiated lesson plans at point-of-use.



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Student Activity Workbook

The print Student Activity Workbook offers practice exercises to help students learn and excel in personal finance. For each chapter of the text, the workbook includes the following sections:

  • Vocabulary Check
  • Check Your Knowledge
  • Math Check Up
  • Open Response
  • Activities

Teachers have access to the downloadable Student Activity Workbook Answer Key.



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Visual Aid Presentations

Available in both PowerPoint® and Articulate Rise formats, provide teachers flexibility for both in-class and remote instruction.



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Test Bank with TestGen®

The Test Bank includes multiple choice, fill-in-the-blank, and True/False questions for each chapter.

TestGen® helps you quickly create paper quizzes and tests that supplement the content in your textbook, without creating extra work for you.



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PEARSON, MYLAB, REVEL, Pearson Logo are trademarks owned and/or registered by Pearson plc and/or its affiliates. All other third party marks associated with these products are the property of their respective owners. Copyright in the works referenced herein is owned by Pearson Education, Inc. Pearson Education has control over the editorial content in these instructional materials.

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